Privacy Policy

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Effective Date: 07/20/2025

Company: Multiplepay, LLC

Location: Minnesota, USA

Overview

At Multiplepay, LLC (“Multiplepay”, “we”, “our”, or “us”), your privacy is important to us. This Privacy Policy describes how we collect, use, share, and protect your personal information—including information collected from children under the age of 13—in accordance with applicable state and federal laws, including the Children’s Online Privacy Protection Act (COPPA).

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1. Information We Collect

We may collect the following categories of personal information:

• Names, addresses, phone numbers, and email addresses

• Demographic information such as age or date of birth

• Financial data related to consulting services

• Health-related information provided during consulting, application, or enrollment

• Information about children under 13, provided for the purpose of accessing services or applying through our vendor network

Information may be collected via our website, in person, over the phone, through paper forms, or via digital applications.

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2. Use of Information

We use the information we collect to:

• Provide personalized financial and healthcare consulting

• Facilitate applications for third-party services or vendor programs

• Respond to inquiries and support service delivery

• Improve our services and communication

• Comply with legal requirements

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3. Collection of Children’s Information

We may collect information about children under 13 years of age only in connection with applications for family-related services. In accordance with COPPA:

• We do not knowingly collect information from children under 13 without prior verifiable parental consent.

• If we discover that we have collected personal information from a child under 13 without appropriate consent, we will promptly delete it.

Parental Consent

Before collecting, using, or disclosing any personal information of a child under 13, we will make reasonable efforts to obtain verifiable parental consent, as required by law.

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4. Sharing of Information

We may share your information with third parties such as:

• Service providers and vendors for whom we submit applications or referrals

• Technology platforms that support our services (e.g., CRM, secure form services)

• Governmental or legal entities as required by law

We do not sell your personal information.

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5. Data Storage and Security

We store data using secure, encrypted systems located within the United States. Data is protected using appropriate administrative, technical, and physical safeguards to minimize the risk of unauthorized access, disclosure, or misuse.

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6. Rights & Choices

Adults and Parents/Guardians

• You may request to review, correct, or delete your personal data by contacting us at the email below.

• Parents may also request to access or delete personal information collected from their children.

To request access or deletion of a child’s data, please contact us at:

📧 wecanhelp@multiplepay.com

📞 (612) 470-4807

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7. Your California and Minnesota Rights

Although Minnesota does not currently have a comprehensive data privacy law like California, we respect your rights to transparency, data minimization, and responsible data stewardship. We voluntarily comply with many best practices aligned with national standards.

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8. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. If material changes are made, we will post an updated version and revise the “Effective Date” above.

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9. Contact Us

If you have any questions about this Privacy Policy or how your data is handled, please contact us:

Multiplepay, LLC

Lakeville, MN 55044

📧 wecanhelp@multiplepay.com

📞 (612) 470-4807