Business Healthcare & Financial Consulting

Smarter Benefits. Healthier Teams. Stronger Business.

Cut costs. Retain talent. Grow confidently.

We help businesses of all sizes build employee benefit strategies that reduce healthcare spend, attract top talent, and keep your bottom line healthy.

Professional consultant meeting with a client

Average employer savings

30–50% on healthcare

Businesses save 30–50% on employee healthcare
Tailored benefit strategies for every budget
Serving small businesses, teams & employers

Smarter Solutions for Healthcare and Finances — Multiplepay

Who We Are

A Consulting Partner Built for Business

We are more than consultants. We are advocates for change.

Multiplepay Mission

At Multiplepay, we believe businesses deserve better options — especially when it comes to employee healthcare and financial strategy. As a forward-thinking consulting firm, we specialize in helping employers gain clarity, control, and confidence over two of their largest operating expenses: benefits and financial planning.

We are more than consultants. We are strategic partners committed to equipping businesses with innovative, cost-saving solutions that prioritize transparency, simplicity, and real value for both employers and their teams.

🔍Transparency
Simplicity
💎Real Value
Innovation
Our Services

What We Do

Financial planning advisor reviewing documents

Financial Wellness Guidance

We offer tailored financial strategies that help business owners and their teams understand their options, set meaningful goals, and build sustainable plans. From cash flow management and business budgeting to retirement planning and wealth building, our advisors empower companies to make informed decisions with confidence.

Healthcare consultation

Healthcare Cost Solutions

Traditional group insurance models are complex and expensive for employers. We guide businesses toward affordable, alternative approaches to employee healthcare that are easy to administer, provide meaningful protection, and give your team real choices.

Business team meeting

Employee Benefit Strategy & Business Consulting

We help employers craft benefits packages that attract top talent while managing bottom-line costs. Our solutions emphasize flexibility, compliance, and genuine care for employees' physical and financial well-being — so your business stays competitive.

Why Multiplepay

Why Clients Choose Multiplepay

Real ROI for Employers

Our business clients typically save 30–50% on employee healthcare costs — freeing up budget to reinvest in growth, compensation, or operations.

Attract & Retain Top Talent

A strong benefits package is one of the most powerful recruiting tools available. We help you build one that stands out without breaking the bank.

Medical Freedom for Your Team

We design benefit strategies that give employees real choices — flexible, community-based, and cost-effective healthcare that aligns with your company values.

Compliance & Simplicity

Navigating benefits compliance is complex. We handle the complexity so you can focus on running your business, with full transparency every step of the way.

"Let's reimagine what's possible for your business — with smarter benefits, lower costs, and a team that feels genuinely taken care of."

Multiplepay — Consulting for the Way Forward.

Client Stories

What Our Customers Say

We were paying over $1,800 per employee per month for group health insurance. Multiplepay helped us switch to a smarter model and we cut that cost nearly in half — without reducing coverage quality.
K

Kevin R.

Small Business Owner

Before working with Multiplepay, our benefits package was costing us great candidates. Their team redesigned our entire offering — now we're competitive with companies twice our size and our employees actually love their benefits.
D

Danielle R.

HR Director, 45-Person Company

I never thought healthcare benefits could feel personal and affordable for a small team. Thanks to Multiplepay's guidance, we have a program that works for our budget and gives our staff real medical freedom.
M

Michelle T.

CEO, Boutique Design Firm

Get In Touch

Contact Us

We look forward to serving you!

Happy person celebrating financial freedom

Address

Multiplepay
Lakeville, MN 55044

Hours

Mon–Fri: 9am–5pm
Sat–Sun: Closed